APIs that help banks, insurers, and trust companies verify deaths, executors, and beneficiaries with audit-grade certainty. Built to work with the systems you have today and the AI agents you're deploying tomorrow.
The infrastructure for settling an American's financial life after death was designed for a world of one bank, one pension, and one filing cabinet. That world is gone. A millennial dying in 2046 will leave behind 50+ institutional touchpoints, including five rolled-over 401(k)s, crypto on three exchanges, BNPL balances, and subscriptions auto-renewing for years past death.
The banks, insurers, mortgage servicers, and trust companies handling that complexity are running on manual workflows and PDF inspection, often on top of decades-old core systems. Setlr is being built to replace that with a verification platform for deaths, executor authority, probate status, and beneficiary claims, with confidence scoring, full provenance, and an audit trail any regulator can defend.